How Can I Transfer From Chime To PayPal [Indirect Method]

how can i transfer from chime to paypal

With the world gradually turning into a digital era, many individuals now prefer carry out most of their monetary transactions online through different online mobile platforms like PayPal, and Chime. During these transactions, there might be a need to transfer money from one platform to another. 

PayPal and Chime are two U.S mobile payment apps. With about 12 million customers across the country, Chime offers excellent banking services( Chime checking account) and a debit card. PayPal on the other hand is the world's largest mobile payment app and offers online money transfers services to millions of people in the world.

Despite their popularity, it's impossible to directly transfer money from Chime to PayPal because Chime is a Prepaid account and not a full account. These two platforms are not connected in a way that allows for direct money transfers between them.

However, there are indirect ways to transfer money from Chime to PayPal, as you will see in this article.

There are people who used both PayPal and Chime to carryout transactions and sometimes they might want to transfer money from Chime to PayPal.

To help them out, we have complied the best ways to indirectly transfer money from Chime to PayPal.

Can I Transfer Money Directly From Chime To PayPal?

No, there is no direct transfer of money from Chime and PayPal.  These two platforms offer reliable financial services, some of  which are available only in the US, but do not support a direct money transfer between them.

However, there are indirect ways to transfer money from Chime to PayPal, which you will see later.

How to Transfer Money from Chime to PayPal

As  we earlier said, there is no direct transfer of funds between Chime and PayPal since the two don't integrate. For this reason, indirect methods remains the only option. Some of these methods include; Using a Chime debit card, Using Chime routing and account number or using a linked bank account.

Method 1: Using a Linked Bank Account

If you want to send money to your own PayPal account from your Chime account then using a bank account that is linked to both your Chime and PayPal account, can enable you to transfer money between them.

Though this method is time consuming, it's the best way to proceed if the other methods didn't work out.

Firstly, you have to link the same bank account to your Chime and PayPal account and after which you transfer money from chime to bank account and then from that bank account to your PayPal.

Chime makes it easier for you to link your bank account to your Chime account through the following steps:

  1. Log in to your Chime app
  2. Select 'Move Money'.
  3. Select 'Transfer'.
  4. When prompted, enter your other bank's login information (your external account).
  5. Confirmed details to complete the linking process.

After you have linked your bank account to Chime, you will able to transfer money from Chime to your bank account, and from bank to PayPal. This process may take up to 3-5 business days to complete.

This transfer process is free so long as there is no exchange in currencies when forwarding the money to PayPal.

Method 2: Using Your Chime Debit Card

Using Chime debit card is one way to transfer money from Chime to PayPal. Chime is one of the best Prepaid online banks that offers an instant debit card to its customers as they open a Chime account.

Chime also offers a checking account that enables you to gain access to a Chime debit card. By linking your Chime card to PayPal, you will be able to use this  card as a source of funding for your PayPal account. This makes it easier to transfers from a Chime card to PayPal.

Below are  steps to link your Chime debit card to PayPal:

  1. Log in to your PayPal  account.
  2. Click on the 'Wallet' tab.
  3. Select 'Link a credit or debit card' and enter Chime debit card details; (CVV, card expiration date, and card number)
  4. Tap 'Link card', to confirmed the process.
After linking your chime debit to PayPal, you can transfer the cash balance in your Chime debit card  to PayPal.

Method 3: Using Your Chime Routing And Account Number

Chime has a routing and account number that allows its customers to transfer funds from chime to another account like PayPal.

PayPal on the other hand, allows its users to link their bank accounta manually through the routing and account numbers of their accounts. This shows that you can link your Chime checking account to PayPal using your Chime routing and account number. Just follow the steps below;

  1. Log in to PayPal account.
  2. Go to "Wallet".
  3. Click on "Link a bank"
  4. Search to find Chime. If it does not appear, choose "Link your bank another way".
  5. Another page will pop up and you will be required to enter your bank details including it's routing and account number.
  6. Once you are sure everything is okay, clink on the "Agree and link" button

This linking process may take up to 2 or 3 business days. After linking your Chime checking account to PayPal, you can then transfer money from Chime to PayPal using the following steps;

  1. Go to the "Wallet" section of your PayPal dashboard.
  2. Tap "Transfer Money"
  3. Tap "Add money to your balance".
  4. Select your bank and enter the amount you want to transfer
  5. Confirm by tapping "Add".

After you have completed the above steps, the transfer can take 3 to 4 business days to go through and show up in your PayPal account.

Method 4: Using a PayPal MasterCard

You can use a PayPal debit MasterCard to act as a bridge between your PayPal account and Chime account. This method is useful if you already have a PayPal debit card but not a good option if you have to order the card first.

Method 5: Withdrawing The Money From Chime And Depositing it into PayPal account

In case where you don't have a linked bank account, to can still transfer money from chime to PayPal. Using the step below;

Firstly, you will have to withdraw the money from your Chime account as Follow;

  1. Go to "Wallet"
  2. Select "Withdraw Money" and thereafter, enter the amount that you want to withdraw
  3. Choose your method of withdrawal, either to a link bank account, debit card or paper check
  4. Once you have the money, you can deposit the money to PayPal using a debit card.

How To Transfer Money From PayPal To Chime

Sending money from Chime to PayPal is a bit difficult and possible only through indirect routes. However, it is easier to send money from PayPal to Chime.

Chime permit you to link your Chime account to PayPal and by so doing, you can transfer money from PayPal to your Chime account. To do this, you will need your Chime routing and account numbers, found under Settings in the Move Money section in your Chime app.

To add your Chime account on the PayPal app, the following steps are required:
  1. Tap on the wallet icon
  2. Tap "+" beside Banks and Cards
  3. Select and tap "Bank"
  4. Log in to your online banking app to link your account instantly, or
  5. Manually enter Chime's account and routing numbers.

If you choose to do it manually, you will have to be vigilant on the Chime statement in the next three working days to see two small deposits up to $1 in your PayPal. You have to then go back to the PayPal app to input these two amounts to verify your chime account.

Related Post:

How Much Do PayPal Transfer Fees Cost?

PayPal attaches a fixed fees, plus an exchange margin fee that is between 2.5-4.5% in the cases of international transfers to a different currency.

But when transferring money in dollars around the US, it charges no free.

Frequently Ask Questions(FAQs) On How To Transfer Money From Chime To PayPal

How Long does it take for Money to Transferred from Chime to PayPal?

Depending on the method used, transferring money from Chime to PayPal can take about 2 to 4 business days.

Can I Send money From Chime to PayPal Instantly?

No, you can not instantly transfer money from Chime to PayPal. But you can instantly transfer money from one Chime account to another Chime account.

Is it possible to Send Money Internationally Through Chime?

No, Chime is a U.S based financial platform. Chime does not support international transfers but allows for transfers across the United States of America.

Unlike PayPal which support international transfers. 

Your might also want to know:

  1. How To Get Money From Venmo Without A Linked Bank Account [Best Guide]
  2. How To Send Money From My Debit Card To Bank Account
  3. How To Add Money To Bank Account From PayPal Wallet

Final Thought On How To Transfer Money From Chime To PayPal

PayPal and Chime are two U.S most popular mobile payment apps.

Despite their popularity, it's impossible to directly transfer money from Chime to PayPal because Chime is a Prepaid account and not a full account. These two platforms are not connected in a way that allows direct money transfer between them.

There is no direct transfer of funds between Chime and PayPal since the two don't integrate. For this reason, indirect methods remains the only hope. Some of this methods include; Using a Chime debit card, Using Chime routing and account number or using a linked bank account.

Sending money from Chime to PayPal is a bit difficult and possible only through indirect routes. However, it is easier to send money from PayPal to Chime.