How To Add Money To The Cash App Without Using A Debit Card [Best Guides]

how to add money to the cash app without using a debit card

Cash App is a popular  online app with over 30million users that permit the transfer of money at a low cost fees. Cash app  was formally referred to as Square Cash. It has mobile payment services that are available in the United States of American and in the United kingdom.

Cash App is a peer-to-peer payment app that allows you to send and receive money with friends and family through your android or iPhone without necessarily having physical cash at hand. It is one of the most popular apps nowadays due to the fact that it makes money transfer easier and secured.

Cash App provides users with a Visa Debit card which enables fast and easy cash-out and cash-in processes. However, you can still add money to your Cash App without necessarily using a debit card.

In this article, we will be showing you a best guide on how you can add money to Cash App without a debit card. But for better understanding, we will first show you how to create a Cash App account below.

What Is The Process For Creating A Cash App Account?

To create a Cash App accounts you will be required of the following;

Firstly, you need to download the Cash App from Apple play store or Google play store and install it in to your android or iPhone mobile device.

The second thing to do is to create an account on Cash App using the following steps (processes):

  1. Tap on Cash App to launch it.
  2. To create an account, enter your phone number or email address.
  3. Cash App will send you a secret code through text or email which you will enter the code in the space provided.
  4. You can invite friends to sign up with Cash App to earn cash (optional).
  5. Enter your debit card information to link your bank account to Cash app.
  6. Pick a $Cashtag- a unique username that you will use to send and receive money.
  7. Enter your Zip code and then you are ready to start using the App.

After you have created, your Cash App account, you can then add money to Cash app account using any of the methods below, if you don't have a visa debit card. Money in your Cash app can be used to make online shopping, pay bills, trade stocks and also to buy Bitcoins.

How To Add Money To The Cash App Without Debit Card

A debit card is usually linked to a checking account and permit its user to withdraw cash directly from his  account. However, not everybody may have access to a debit card and might prefer to use other methods.

There are several ways in which one can add money to Cash App even without debit. Some of which include;

  • Through external bank account
  • In-store using barcode
  • Requesting from friends 
  • Mobile check deposit
  • Through online platforms like; PayPal.

1. Add Money To The Cash App Through an External Bank Account

With Cash App, you can link your bank account and it enables you to transfer money into your Cash App account. You can either add money to Cash App from your bank account or from someone's bank account.

To link your bank account,

  • Tap on the app icon on your mobile phone to open it.
  • On the app menu, click on the "Banking" tab.
  • Tap on the "Link Bank" option and the various banks that accept Cash app will appear. In case where your bank does not show up, search it in the search bar and then click it to enter.
  • To link your bank account, following all the instructions on the screen and enter the information required, including your routing number, account number and password.
  • Verify details and click "ok" to link your bank account to cash app.

In case where you want to remove a linked bank account, 

  • Repeat step 1-3 above.
  • Tap on "Linked Banks" and choose the bank account that you want to delete or change.
  • Tap on the "Remove Bank" tab or "Replace Bank" tab
  • Follow the instructions and input the required information. Submit by clicking "Ok".

Steps To Add Money To Cash App from Bank Account

  1. Tap on the app icon on your mobile phone to open it.
  2. On the app menu, click on the "Banking" tab.
  3. Tap on the "Link Bank" option.
  4. On the screen that pop-up, tap "Add Cash".
  5. Enter the Amount of money you want to deduct from your external bank account to Cash App.
  6. Select "Add" by tapping on the option. 
  7. Confirm the transfer process by entering  your PIN Code or by using the Touch ID.

In addition, you can add money to your cash app by linking someone else's bank account. For this to be possible, the person most provides his/her bank details  including account number and names correctly.

Also see: How To Transfer Money From Bank Account To Cash App

2. Requesting Money from Friends Using Email Address on Cash App

Cash App is a mobile app that allow users to make money transactions with friends on the app and also request from friends using either their email address, $Cashtag or Phone number.

You can requested money through Cash App.  This is possible through the following steps;

  1. Tap on the Cash App icon to lunch the app.
  2. On the app menu, tap Request Money.
  3. On the screen that open, enter the amount of money you would want to request.
  4. Tap on the Request tab.
  5. Enter the email address, phone number or $Cashtag of the person you want to request money from.
  6. You can choose to enter the reason for the request. This shows how important your request is.
  7. Tap "Request" to initiate the process.

When you request money from a person on  Cash App, he/she will have 14 days to validate or decline the request process.

If no respond is made within these 14 days, the request will automatically expire. In the case where he validate your request, you will receive a Cash App payment instantly in your balance.

The money in your Cash App balance can then be send to friends or Cash out to your linked Debit card or bank account.

Related articleHow To Transfer Money From Cash App To My Bank Account

3. Add Money To Cash App From PayPal

Cash App does not permits a direct link to PayPal. However, you can indirectly link up your Cash App account to PayPal using an external bank account. This is due to the fact that there is no direct transfer between Cash App and PayPal, since this two apps don't integrate.

Once you have linked up your Cash App and PayPal to the same external bank account, you can then transfer money from PayPal to that linked bank account and then again from the linked bank account to Cash App. This might take much time as compare to other methods.

For more details on how to link your PayPal account to your bank account and then transfer money, it might interest you to view the articles below;

  1. How To Add Money To Bank Account From PayPal Wallet
  2. How To Transfer Money From Bank Account To Cash App

4. In-Stores Using Barcode

You can add money to your Cash App account without a debit card in stores like Walmart, 7-eleven, Walgreen Sheetz, StopNGO, Family Dollar, etc.

Shopping stores like Walmart have a barcode reader through which cash can be transferred.

For this to be possible, 

  • Launch open Cash App by tapping on the app icon on your home screen
  • On the app menu ,  tap on the 'Bank" icon from the list of alternatives.
  • On the pop-up screen, select "Paper Money"
  • Deposit the amount of money you want to add to Cash App in to the retailer's account (Example: Walmart). You can also use the cash app paper money store locator to find a nearby retailer.
  • Once the transaction is confirmed by the store accountant, proceed with the steps below. 
  • Select the option "Show Barcode" and follow the instructions to scan it.
  • Once your barcode is scanned, the process is complete.
  • You will then receive the amount of money you sent with transfer fees deducted in your Cash app.

This method is also known as Paper money method and has a feature which enable you to deposit cash into your Cash App without your Cash App debit card. If the accountant  request your card, tell her to scan your QR code.

However, paper money deposit in Cash App cannot exceed $1000 weekly and $4000 monthly. But not all Cash App users have access to Paper Money deposit feature and so, ensure to also have the latest version of the app before adding money without debit card to avoid any errors.

5.  Add Money To Cash App Through Mobile Check Deposit

You can add money to Cash App using the mobile check deposit option. With this option, you will be required to snap a picture of both the front and back of the check and deposit it using your Cash App. This process reduces the stress of going to the bank to deposit the check.

To do this,

  1. Open Cash App on your phone screen.
  2. Tap on the "Balance" tab on the app home screen.
  3. On the pop-up screen, choose to "Deposit a Check" option.
  4. Enter the amount.
  5. At this point, you will be require to give permission for access to be allow to your phone camera.
  6. Snap both the front and back part of the check.
  7. Verify and confirm transaction details.

For your check to be validated, Cash App will required you to cancel the check by drawing an X-line across the  front part of the check and snap it and send, as proof that you have already cash out the check and its can't be used again somewhere else.

Related post: How To Send Money To Someone Without A Bank Account

What Is Cash App and How Does It function?

Cash App is a peer-to-peer financial services platform that allows its users to send, save and invest their money in businesses like Bitcoin, using their mobile devices. Cash app uses encryption and fraud detection technology to ensure that all information and transactions through it remain confidential and secured.

You can used the Cash App to send and received money from friends. You can also received payments from client through the app. 

What Are The Transfer Limits On Cash App?

With Cash App, you can transfer up to;

  • You can receive $250 and send $500 per week if your account is unverified.
  • For Verified  account, you can receive up to $1500 and send $10,000 per day.
  • For cross border payments, you can send and receive up to $1000 per week

What Is The Relationship between Bitcoin And Cash App?

Bitcoin is a kind of cryptocurrency money. You can buy and sell bitcoin using Cash App. Bitcoin integrate with Cash App through a lightning network to facilitate bitcoin trading.

You can instantly send bitcoin using $Cashtag on Cash App.  

Related Post:

How to add money to Cash App without Card

Final Thoughts 

Cash App is a peer-to-peer payment app that allows you to send and receive money with friends and family through your android or iPhone without necessarily having physical cash as hand

You can add money to Cash App without necessarily using a debit card through any of the means below;

  1. Through external bank account
  2. In-store using barcode
  3. Requesting from friends 
  4. Mobile check deposit
  5. Through online platforms; PayPal
Cash App is a secured and safe way to transfer money and also in carrying out online shopping.