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How To Transfer Money From Chime To Bank Account [United States]

how to transfer money from chime to bank account

All over the world, the aspect of banking is rapidly turning in to a digital system, as many banks are now providing online money transfer platforms to their customers. This has makes money transfers from one place to another easy and simple. 

Also the creation of online banks like; Chime, PayPal, Venmo, Cash App and others, has make banking and money transfers easy.

Due to the above reasons, you can easily transfer money from Chime to your bank account.

Chime is an American online financial platform offering online banking services with almost no fees  applied.

To be able to transfer money from Chime to another bank account, you should have a Chime checking account with a Chime debit card. Once you sign up with Chime App, Chime sends you the Chime debit card  by email within 7-10 days of enrolment.

If you are looking on how to transfer money from your Chime account to your bank account then, this article is make purposely for you.

What Is Chime?

Chime is an American financial technological company which provides fees-free online banking services. The Bancorp Bank or Stride Bank provide chime services.

Chime was founded by Chris Britt and Ryan King in 2012 and  has headquarters in San Francisco, California, United States.

Chime provides its customers with a Visa Debit or Credit Card, as well as access to an online banking system via the company's website or mobile app.

Chime does not allow international transfers. But you can transfer money from your Chime account to linked bank account.

How To Transfer Money From Chime To Bank Account

It is easy to transfer money to and from your Chime Checking Account through the Chime app or website, if you have an external bank account linked to your Chime account.

You can only linked up  your external bank account to your Chime account if Plaid supports that external bank and if both accounts are in your name.

According to this article, we believe that you have downloaded the Chime app and created your account with a sum in it and also you are having a bank account in a US bank.

But if not, you can download this app on Google play store, Apple store or on the Chime website and instant on your mobile device. To create an account, you will simply open the app and follow the steps provided by the Chime app.

To link an external bank account that you own to your Chime checking account:

  1. Log in to your Chime app with your User's name and Password.
  2. Select "Move Money".
  3. Enter the "Amount" you want to transfer.
  4. Select "Transfers".
  5. Select method of transfer "to Bank account".
  6. When you are prompted, enter the login credentials for your external bank account. That is: Account name, Account number, name of bank and your password.

Once you've completed these steps, your external account will be linked to your Chime checking account, permitting you to make transfers from Chime to your bank account in the United stated states.

Once your bank account is linked to Chime, you can use the Chime app to make transfers from your Chime account to your bank. You can also  locate your transfer limits in the app. Be aware that your bank also place a charge fee or transfer limits as well.

We also: How To Transfer Money From Chime To PayPal

How Long Does It Takes to Transfer Funds From Chime to Bank Account?

When you transfer money to your bank account(external account), it can take 3 to 4 business days for the money to appear in your  account, depending on your external bank policies.

Is there A Transfer Limit for Chime?

Chime does not impose a limit on ACH transfers that are initiated from an external linked bank account. There is also no limit to the number of times per day nor is there a maximum dollar limit.

However, your external bank may impose their own limits and fees.

How To Send Money From Chime To  Non-Chime Friend

With Chime, you can transfer money to your linked bank account and also to friends who don't even have the Chime app.

To send money to a friend who is not a Chime Member:

  1. Log in to your Chime mobile app.
  2. Select "Pay Anyone" tab
  3. Enter the email or phone number of recipient who is not on chime
  4. Enter the "Amount" you want to send to the recipient and the reason the reason that you are sending the money.
  5. Check and confirm the amount and the recipient's details
  6. Send by Confirming the transfer process.

Learned more on Money Transfers:

Bottom line On How To Transfer Money From Chime To Bank Account In The United States

Chime is an American financial technological company which provides free online banking services. The Bancorp Bank or Stride Bank provides chime services.

If you have an external bank account linked to your Chime account, you can easily transfer money to and from your Chime Checking Account using the Chime app or website.

You can only linked up  your external account to your Chime account if Plaid supports that external bank and if both accounts are in your name.

To linked your bank account to Chime, check the above steps. Chime also allows its users to send money to non-Chime users through their email and phone numbers as seen above.

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